Participants

Make smart choices and save now to meet your retirement savings goals.

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Now is the perfect time to begin saving for the future

Whether retirement seems ages away, beginner steps, or it's time to concentrate on the planning stages of retirement - you'll find the information and tools here to determine where you should be toward reaching your retirement goals.

Interactive Tools

Fun Facts

Enroll early. A 25-year-old who contributes $100 monthly for 10 years will accumulate about 20% more than a 35-year-old contributing $100 monthly for 30 years, due to compounding.

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Small Change

Everyone knows that they need to save for retirement but no one wants to make huge sacrifices. Use this tool to find out how cutting back on life's little luxuries can have a big impact on your retirement savings.

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Cost of Waiting

Getting an early start on saving for retirement is a smart strategy, but so many of us wait or simply don't save enough. Find out how much waiting to join the plan or delaying enrollment altogether could impact your future.

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Articles

Women & Investing: Changing Times for Female Savers

Building Retirement Confidence

Affording Health Care: Tips for Gen Y

Should I Buy or Rent?

Developing a Financial Budget

Price of Procrastination

Ready to Retire, Now What?

New Economic Realities for Today's Young Couples

Stop and Think Before You Take a Loan

10 Steps to Conquer Debt

What Was Your First 401(k) "Moment"?

Money Management throughout Lifestages

From Empty Nest to Full House: Tips for Parents Who Have an Adult Child at Home

What Your Children Should Know About Your Financial Affairs

Financial Strategies and Divorce - A House Divided?

10 Ways to Stretch your Money

The ABC's of Estate Planning

5 Stress-Reducing Tips for Busy Moms

Assessing the Needs of an Aging Parent

Strategies for when Retirement is Right Around the Corner

Financial Consideration for Millenials

Improving your odds: Do healthy habits help?

Five Steps for Creating a Financially Healthy Young Family

Keeping you and your wallet healthy: five tips to save on life insurance

Women and Personal Finance: Taking Charge

Developing Healthy Habits for kids

529 Plans: Funding Higher Education

Teach Your Kids about Finances

Divorce and Finances: Ways to Protect Your Assets Building Retirement Confidence
Pre-Retirement Checklist How much will you need?
Helping Parents with Estate Planning Borrowing from Your 401(k)
What Was Your First 401(k) "Moment"? Paying for College: Finding Ways to Afford Higher Education

Helping Parents with Estate Planning

Section 529 Plans

Seminars

Do Women Invest Differently

Find out why men and women have different approaches to saving and investing.

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Understanding Today's World Economy

When choosing your investment strategy, it is equally important to understand how today's world economy may impact your retirement savings.

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Estate Planning Forum – Ask the Experts

In conjunction with National Estate Planning Week, MassMutual assembled a panel of experts to answer your general estate planning questions.

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RetireSmart Seminar Series

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement. View upcoming and previously recorded events.

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Videos

Smart View Episode #1: How Much Should I Save

This new show features real talk about money and retirement from real people. In this episode our hosts discuss the age old question of "Am I saving enough?" Learn More >

Smart View Season 2 Episode #4: Don’t wait to save

In this episode our hosts discuss the benefits of saving for retirement now instead of waiting. Learn More >

Smart View Episode #2: Strategies for Job Changes

Ever wonder what happens to your 401(k) when you change jobs? In this episode our hosts explain how you may simplify managing retirement accounts while avoiding nearly 40% in taxes and fees. Learn More >

Smart View Season 2 Episode #5: Conquering debt

Are you juggling various types of debt? You are not alone. Tune in for some specific strategies to help you get your finances under control. Learn More >

Smart View Episode #3: Should I Borrow from My 401(k)?

Thinking about taking a loan from your 401(k)? In this episode our hosts explain some of the pitfalls associated with borrowing from your retirement account. Learn More >

Smart View Season 2 Episode #6: Saving for college

A college education is one of life’s greatest accomplishments and largest investments.  Affording it may not always be easy.  Tune in for some ideas to help achieve this goal. Learn More >

Smart View Episode #4: Tax Credits for Savers

When it comes to saving for retirement, we all could benefit from a little assistance. In this episode our hosts discuss the federal saver's tax credit - a program designed to help incentivize your retirement saving strategy. Learn More >

Smart View - Season 2 Episode #7: Getting a late start

If you are getting a late start on saving for retirement, now is the best time to understand your options. Tune in for some helpful suggestions. Learn More >

Smart View Episode #5: Refinancing the Mortgage

Owning a home is one of the biggest investments we'll ever make. In this episode our hosts discuss some of the advantages and pitfalls of refinancing your mortgage and how it may affect your overall retirement strategy. Learn More >

Smart View - Season 2 Episode #8: Protecting your income

In this episode our hosts discuss strategies to protecting your income in the event that you become disabled for an extended period of time. Learn More >

Smart View Episode #6: Sandwich Generation Takes on More than They Can Chew

So what is the Sandwich Generation and are you stuck in the middle? In this episode our hosts discuss some of the challenges baby boomers are facing and probably never even considered when planning for retirement. Learn More >

Smart View - Season 2 Episode #9: Saving on a limited income

This episode focuses on helping you find saving opportunities without making huge sacrifices. Learn More >

Smart View Episode #7: Mixing It Up

What does losing weight and managing your investments have in common? Find out in this episode when our hosts investigate smart approaches for maintaining the right investment strategy.

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Smart View - Season 2 Episode #10: Next generation of saving.

Find out how to encourage youthful saving behaviors and why it’s important to get an early start on saving for retirement.

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Smart View Episode #8: Pre-Retirement Jitters

Approaching retirement and not sure if you've saved enough? In this episode our hosts offer helpful suggestions on what you can do to make your retirement a little less overwhelming.

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Smart View - Season 2 Episode #11: Misconceptions about disability income insurance

What happens if you are too sick or hurt to work for a period of time?  How will you pay your bills?

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Smart View Episode #9: Season One Bloopers

Check out what happened behind the scenes of Season One. In this episode you'll see hilarious outtakes, crack-ups, and and on-camera flubs. Learn More >

Smart View Season 2 Episode #12: Time for a financial professional

At some point everyone could benefit from working with a financial professional.  Find out how an advisor can help you achieve your goals.  Learn More >

Smart View Season 2 Episode #1: Meeting your match

Not contributing enough to maximize your retirement plan match?  You’re not alone.  Find out how much you may be missing out.

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Smart View Season 2 Episode #13: Season Two Bloopers

Check out the behind the scenes antics from the cast of Season Two. This episode features funny outtakes, crack-ups, and on-camera flubs. Learn More >

Smart View Season 2 Episode #2: Ready to retire

As you get closer to retirement age, there are lots of things to consider about your overall retirement strategy.  Here are just a few. Learn More >

We’re With You All the Way.

Learn more about our passion for helping participants meet their retirement goals through the MassMutual video scrapbook.

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Smart View Season 2 Episode #3: Roth vs. traditional 401(k) options

Have you ever wondered what are the differences between Roth and traditional retirement plan options? This episode puts them both in the spotlight. Learn More >

Check Your Plan.

Now is the time to make a plan and watch this video to learn more. Learn More >

Plan Accordingly

No matter what stage of life you are in, you'll find a wealth of education using the tools here to help you make informed saving and spending decisions.

Calculators

Roth IRA Calculator

See how creating a Roth IRA can make a big difference in your retirement savings.

College Savings

Develop or fine-tune your education savings plan.

Retirement Contribution Effects On Your Paycheck

See how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck, as well as your retirement savings.

Roth Conversions

See if a conversion might be a good option for you.

Retirement Goal Planner

Use this calculator to help you create your retirement plan.

Beneficiary Required Minimum Distributions

Determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

Social Security Benefits

Estimate what your Social Security benefits might be.

72(t) Calculator

Determine your allowable 72(t) Distribution and how it can help fund your early retirement.

Retirement Shortfall

Determine what your projected shortfall or surplus at retirement might be and see just how long your current retirement savings may last.

Taxable vs Tax Advantaged Investments

Compare a normal taxable investment and an investment where taxes are deferred until withdrawals are made.

Retirement (After-Tax) Account or Pre-Tax Account?

Determine which type of account may be the best option for your retirement.

Lifetime Economic Value Calculator

Protecting the financial security of your loved ones with life insurance is a caring and responsible act. Use this tool to get an estimate of your lifetime economic value to your dependents.

Retirement Savings

Determine how much monthly income your retirement savings may provide you in retirement.

Roth vs Traditional IRA

Compare the two alternatives with equal out-of-pocket costs to estimate the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA.

How Important is Social Security?

Determine how losing this important retirement asset could affect you.

 

Do you want to stay in the know?

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement. View upcoming and previously recorded events.

Smart View -- Season 2 Episode #1: Meeting your match!

Not contributing enough to maximize your retirement plan match? You're not alone. Find out how much you may be missing out.

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RetireSmart Events, Happenings, and Reminders

Find out what MassMutual has in store for you this month!  This at-a-glance calendar has everything from expert tips and educational webinar information, to important retirement-related reminders.

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RetireSmart Seminar Series

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement.

Learn More >

Cost of Waiting

Getting an early start on saving for retirement is a smart strategy, but so many of us wait or simply don't save enough. Find out how much waiting to join the plan or delaying enrollment altogether could impact your future.

Learn More >

Overcoming the Obstacles of Saving for Retirement

If the 401(k) were a vegetable, it would probably be a brussels sprout. It may not be a preferred place for our hard-earned income, but it sure is good for us. Learn more about overcoming the obstacles of saving for retirement by Farnoosh Torabi, best-selling author, finance journalist, and Gen Y money coach.

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