Participants

Make smart choices and save now to meet your retirement savings goals.

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First Time Loggin In?

If your employer offers electronic enrollment and you have not been automatically enrolled, obtain your User ID and Password from your enrollment materials before you begin.

Complete Form

If your plan does not offer electronic enrollment, complete the enrollment form included in your enrollment materials.

Contact Benefits Administrator

If your enrollment materials do not contain an enrollment form or you do not have your enrollment materials, contact your Benefits Manager.

Having Trouble

Having trouble getting started with your enrollment? Contact Our Customer Service Representatives.

1-800-854-0647

Monday - Friday, 8 a.m. to 8 p.m. ET
(excluding holidays)



Interactive Tools

Paycheck Analyzer

Changing your contributions may not impact your paycheck as much as you might think.

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Articles


Retirement Planning

Tips for Maximizing Your Retirement Income

Retirement Planning: How to Get Started

Potential Retirement Obstacles

Retirement Savings Catch-Up: The Age 50-plus Options

Maintain a Steady Course


College Savings

College Savings Strategies

529 Plans: Funding Higher Education

Getting Started

How Important is Social Security?

Determine how losing this important retirement asset could affect you.

Retirement Goal Planner

Use this calculator to help plan your retirement goals.

Asset Allocation Questionnaire

Determine your risk profile and explore some asset allocation ideas.

Retirement After-Tax Account or Pre-Tax Account?

Determine how much monthly income your retirement savings may provide you in retirement.


Maximizing Your Plan

Retirement Planner

Use this calculator to help you create your retirement plan.

Lump Sum vs. Rollover Analyzer

Determine the impact of a lump sum distribution compared to an IRA Rollover.

Roth IRA Calculator

See how creating a Roth IRA can make a big difference in your retirement savings.

After-Tax Roth 401(K)

Determine if After-Tax Roth 401(K) is right for you.


Retiring

Retirement Savings Calculator

Determine how much monthly income your retirement savings may provide you in retirement.

Lump Sum vs. Rollover Analyzer

Determine the impact of a lump sum distribution compared to an IRA Rollover.

Required Minimum Distributions Schedule

Use this calculator to determine your Required Minimum Distributions schedule.

Required Minimum Distributions for Current Year

Use this calculator to determine your Required Minimum Distributions for the current year.


Life Events

College Savings

Develop or fine-tune your education savings plan.

Disability Insurance Calculator

Learn how to help ensure you'll have enough income if you can't work due to an illness or injury.

Life Insurance Planner

Use this tool to discover your full value, translated to dollars and cents.

Seminars

RetireSmart Seminar Series

MassMutual’s RetireSmart Program is all about helping you make smarter retirement decisions. Presented as a series of online seminars, industry professionals are here to help you better understand and plan for your retirement. View upcoming and previously recorded events.

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