Make smart choices and save now to meet your retirement savings goals.

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Yes, you’re in the right place. Welcome to Empower Retirement. As you navigate your site, you’ll notice many of the pages still have a MassMutual logo. That’s okay; it will take some time to fully transition you to the Empower experience. We look forward to this transition and helping you pursue the future you imagine.

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Complete Form

If your plan does not offer electronic enrollment, complete the enrollment form included in your enrollment materials.

Contact Benefits Administrator

If you do not have your enrollment materials, contact your Benefits Manager.

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Having trouble getting started with your enrollment? Contact Our Customer Service Representatives.


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(excluding holidays)

Retirement Planning

How much should I save for retirement?

Develop a plan to help you meet your goals.

What kind of Investor am I?

Determine what mix of investments may be right for you.

How much can I afford to contribute to my retirement plan?

Explore how you can make the most of your retirement plan contribution

Life Event Calculators

How much life insurance do I need?

Determine the right amount of coverage.

Disability Insurance Calculator

See how a disability could affect your finances.

College Savings Calculator

Fine-tune your education savings plan.